1. Listen to the first 20 minutes of this podcast.
2. Find some credit card offers for young people with limited credit history. If there is an introductory APR, how long does it last? What is the APR after that? What is the default APR? What are the other fees? Here are few that I found that you can explore, but I encourage you to explore what else is out there. (Do not, under any circumstances, type in your personal information.) Can you find any with lower APRs? Check with your parents and see what they think.
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